Terms and Conditions for floranikova.com Service
These terms govern your access and use of our subscription planning service. Please read carefully before subscribing.
September 22, 2025
Acceptance of Terms
By using our website or subscribing to our service, you agree to these terms and all related policies. If you do not agree, please do not use our services.
Definitions
Key terms used throughout these terms and conditions.
"Service" refers to floranikova.com’s subscription-based financial planning offering.
"User" means anyone who visits the website or subscribes to the service.
"Advisor" means a licensed professional providing consultations as part of the service.
"Content" means all materials, information, and communications provided by floranikova.com.
Use of Service
You agree to use the service for personal purposes only and not for commercial or third-party benefit. Misuse may result in termination of access.
Eligibility
You must be at least 18 years old and legally able to enter into a contract in Australia to subscribe or use our services.
Service is not available to minors.
User Responsibilities
As a user, you agree to follow these responsibilities.
Prohibited Uses
Certain activities are not allowed on our service.
Intellectual Property Rights
All content, trademarks, and intellectual property on this site belong to floranikova.com unless otherwise stated. You may not copy, reproduce, or use materials without permission.
User Content
Any content you submit remains your responsibility and must comply with these terms.
User Content Rights and Use
By submitting content, you grant floranikova.com a licence to use it as needed to provide the service. We do not claim ownership over your content.
Privacy and Data Protection
We handle your data according to our privacy policy and comply with Australian privacy regulations. Please review the privacy policy for details.
Privacy PolicyService Disclaimer and Limitations
Important information regarding service limitations and legal disclaimers.
No Guarantee of Results
No specific results, outcomes, or refunds are promised. Results may vary according to your individual circumstances.
Limitation of Liability
We are not liable for indirect, incidental, or consequential damages resulting from your use or inability to use the service.
Indemnification
You agree to indemnify and hold harmless floranikova.com for claims arising from your use of the service or violation of these terms.
Dispute Resolution and Arbitration
How disputes will be handled in relation to your use of the service.
Arbitration
Most disputes will be resolved through binding arbitration in Australia, rather than court.
Arbitration does not limit your rights under Australian law.
Online Dispute Resolution
You may use the Australian Online Dispute Resolution platform for consumer-related issues.
Australian ODR PlatformSeverability
If any part of these terms is found invalid, the remainder remains in force.
Entire Agreement
These terms, plus our policies, constitute the full agreement between you and floranikova.com.
Applicable Law and Jurisdiction
Australian law governs all aspects of your relationship with floranikova.com.
Termination
floranikova.com may terminate or suspend access if these terms are violated. Users may cancel subscriptions at any time.
Modifications
We may update these terms periodically. Continuing to use the service indicates your acceptance of any changes.
Contact for Terms & Conditions
Reach out for questions about these terms.
Email: content@floranikova.com
Phone: +61-8-0269-4475
Address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia
Effective date: September 22, 2025
Version: 3