Important Service Disclaimer

Please Read Carefully

The information provided on this site is for guidance only.

No guarantee of results is offered. Results may vary based on personal circumstances.

floranikova offers financial planning on a subscription basis. Our service is designed to provide ongoing access to professional advice and support. The information and materials presented are for informational purposes and should not be considered as specific financial, legal, or tax advice for your situation.

General Notice

All content and recommendations are general in nature. We do not guarantee outcomes, and you should consult with a qualified advisor before making major financial decisions. The service does not replace independent legal or tax advice. Past performance does not guarantee future results.

Limitations of Liability

floranikova disclaims liability for any losses or damages related to the use of this website or our services.

We are not responsible for actions taken based on information from this site.
You should always seek independent advice for significant decisions.
We do not accept liability for external links or third-party content.
All materials are provided without warranties, express or implied.

Information Accuracy

We strive to keep all information accurate and up to date. However, we cannot guarantee that all site content is free from errors or omissions. Please verify important details independently before making decisions.

Information may change and is not guaranteed to be current.

Professional Advice

The service provides general guidance and does not replace advice from qualified legal or tax professionals.

External Links

Our website may link to external sites. We do not review or endorse third-party content and are not responsible for external information.

Results May Vary for Individuals

Your results will depend on your unique situation, and no guarantees are made. Consult a qualified advisor for personalised recommendations.

Variation in Individual Outcomes

Outcomes can differ due to financial, regulatory, or personal factors. No specific result is promised.

Financial Service Information

This service offers access to licensed financial planners in Australia.

Consultations are based on your individual needs and circumstances.
All published fees include GST and are clearly stated on the pricing page.
We do not offer, promote, or sell investment, education, or training products.

Jurisdiction

This website is intended for use in Australia only.

All services are provided in accordance with Australian law. Users outside Australia should not rely on the information herein.

Australian law applies to all services and content provided.

Please ensure compliance with your local regulations.

Indemnification

By using this website, you agree to indemnify floranikova against claims arising from your use of the site or reliance on its content.

Severability

If any part of this disclaimer is found invalid, the remainder shall remain in effect.

Modifications

floranikova may update this disclaimer at any time. Please review regularly for changes.

Contact

For questions about this disclaimer, contact our team directly.

Email address: content@floranikova.com

Phone: +61-8-0269-4475

Address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Effective date: October 10, 2025

Last updated: October 10, 2025